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37 Patient Organizations Applaud Proposed Rule to Rein in Short-Term Health Plans

Washington, D.C., July 7, 2023 –Patient groups applaud the Biden Administration’s newly proposed rule designed to protect patients from short-term health plans, a rapidly growing form of low-quality health coverage. Together, they issue the following statement: 

This proposed rule would offer safeguards against short-term health plans, which have proliferated following a 2018 federal rule change that many of our organizations opposed. Though marketed as affordable health insurance, short-term health plans don’t adhere to key consumer protections and leave patients vulnerable to enormous medical bills. The plans are so risky that many of our organizations warned of their threat to patients and repeatedly urged the federal government to take action.  

This proposed rule would return short-term health plans to their original purpose: a temporary backstop some consumers may purchase while in between health insurers. 

Short-term health plans don’t offer typical health insurance benefits and don’t include consumer protections such as coverage for pre-existing conditions, elimination of annual and lifetime coverage limits, and coverage for essential health benefits. These plans typically offer few benefits– excluding, for example, coverage for mental health and prescription drugs – and leave patients on the hook for the cost of their treatment. In many cases, the plans are marketed to consumers who don’t understand what they’re purchasing. 

Our organizations look forward to reviewing this proposed rule carefully and commenting. 

Alpha-1 Foundation 
ALS Association  
American Cancer Society Cancer Action Network 
American Diabetes Association 
American Heart Association 
American Kidney Fund  
American Lung Association 
Arthritis Foundation  
Asthma and Allergy Foundation of America 
Cancer Support Community 
Child Neurology Foundation 
Chronic Disease Coalition 
Crohn's & Colitis Foundation 
Cystic Fibrosis Foundation 
Epilepsy Foundation 
Hemophilia Federation of America 
Immune Deficiency Foundation 
Lupus Foundation of America 
March of Dimes 
Muscular Dystrophy Association 
National Alliance on Mental Illness 
National Coalition for Cancer Survivorship 
National Eczema Association 
National Health Council 
National Hemophilia Foundation 
National Kidney Foundation 
National Marrow Donor Program 
National Multiple Sclerosis Society 
National Organization for Rare Disorders 
National Patient Advocate Foundation 
National Psoriasis Foundation 
Susan G. Komen 
The AIDS Institute 
The Leukemia & Lymphoma Society 
The Mended Hearts, Inc. 

Media contact:
Ryan Holeywell